Dividend Income Report

ISA 2016-2017 dividend income report 

Looking back on my first whole year of owning shares and the dividend income received Part of my financial reconnaissance- my own head slap moment – has been to recognise the importance of not only reducing my spending but to save and invest the money instead. Keeping the individual pounds working for me is vital Read More

Free magazine subscriptions: Join your local library

Free magazine subscription: Join your local library

Use membership of your local library to access free magazine subscriptions on your tablet I am a huge fan of our library service. I have happy memories from childhood of checking out books and working my way round a pirate map in order to collect stickers when I reached 5, 10 or 20 books in Read More

Online SIPP Provider Comparison

Online SIPP Provider Comparison

A new tax year brings an opportunity to reassess your financial arrangements With the new tax year upon us, it is a good time to reassess your finances. Look at the financial products you hold, your net worth, your outgoings and commitments, and your income. Get a feel for where you are, reaffirm your goals Read More

The generosity of peers when it comes to preparing for a new baby

The generosity of peers when it comes to preparing for a new baby

The generosity of friends We went visiting some friends recently as a welcome home tour on our arrival back in the UK. Over some nice drinks, and some nicer food, the usual topics came up when speaking to a returning ex-pat – Are you feeling the cold? Are your families pleased to see you? What’s Read More

Dividend Income Report

Second End of Year Net Worth

Where to begin? So, I had decided to get things in order financially. The first step was to do a rough calculation of my current net worth from which to compare to the amazing changes I was about to make.  This would be my first end of year net worth assessment. This table is a Read More

A new dawn - the financial saviour of the sensible car

A new dawn – the financial saviour of the sensible car

A new sensible car for a new way of doing things   We have now moved back to the UK and have spent the week getting the most important things done on our return. Addresses have been updated. New mobile phones have been organised (more on that later). Most importantly, we have bought our new Read More

The real cost of owning a 4x4 

The real cost of owning a 4×4 

Looking back on 18 months of ownership of a 4×4 vehicle to assess the financial impact   The final act in the logistical challenge of relocating back to the UK was to trade in my Landrover Discovery Sport before boarding our flight home. The money had arrived in the bank just 20 minutes before we Read More

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How much stuff do you actually need?

Seeing your belongings packed up and stuffed in to a shipping container really brings home just how much stuff accumulates in our homes. This is the second emigration we’ve undertaken in 2 years and both times we made an effort to only ship what we valued. Having just spent 2 weeks in a campervan on Read More

Dividend Income Report

Assessing the impact of moving back to the UK on our monthly spend

Assessing the impact of moving back to the UK on our monthly spend With the next big change on the horizon being our impending emigration back to home soil it’s time for me to assess the impact this may have on our monthly spend. This is partly out of interest but also vital to understand Read More

Manual vs Automatic: A head-to-head comparison

Manual vs Automatic

A head-to-head comparison When it comes to buying a new car, or a new used car, one fairly major decision involves the choice between petrol and diesel engines. In the past I have based the decision on how I was feeling at the time. To illustrate, my current car (the beautiful but guzzling Discovery Sport) Read More